• Purpose:to provide Bank Guarantees of the Client's obligations toward a third party.
  • Amount:determined by the document (contract) between the Client and third party (or tender documentation).
  • Maturity:based on the request of the Guarantee.

The frequently used types of Guarantees are:Payment Guarantee, Custom Guarantee, Tender Guarantee (bid), Warranty Guarantee, Retention money Guarantee, Performance Guarantee, Advance Guarantee and Credit repayment Guarantee.

Product price

Product price is determined on the basis of economic and financial analysis of the company, credit history, turnover on the account with CKB, collateral quality and value.


  • Personal promissory note
  • Company promissory note
  • Authorization of collection rights of the company
  • Mortgage (in some cases)

How to apply for a loan?

The SME loan application, along with the necessary documentation, should be submitted to a SME Relationship Manager. Upon the completion of the decision-making process, the SME Relationship Manager will inform the client whether the application has been approved and upon which terms and conditions.

Approval of SME loans depends upon internal criteria of the Bank and general business conditions of CKB.


You can get more details about the product by visiting the nearest CKB branch or by calling the CKB Call Centre at 19894.