Overdraft loan

  • Loan purpose: to enable the clients of the Bank to overcome imbalances between inflow and outflow of funds from the current business operations (by solving liquidity needs).
  • Loan amount: up to EUR 150.000.
  • Maturity: up to 12 month.

Product price

The interest rate and approval fee are determined on the basis of economic and financial analysis of the company, credit history, turnover on the account with CKB, collateral quality and value.


  • Personal promissory note
  • Company promissory note
  • Authorization of collection rights of the company
  • Mortgage

How to apply for a loan?

The SME loan application, along with the necessary documentation, should be submitted to a SME Relationship Manager. Upon the completion of the decision-making process, the SME Relationship Manager will inform the client whether the application has been approved and upon which terms and conditions.

Approval of SME loans depends upon internal criteria of the Bank and general business conditions of CKB.