CKB loan for adoption and refurbishment

  • Repayment period up to 20 years
  • Even up to EUR 30.000

Product description

CKB loan for reconstruction and refurbishment is a purpose loan, with term of repayment up to 20 years. With loan approval even up to 30.000 EUR reconstruct and refurbish your home… 50% of the approved loan the amount will be paid to your CKB transactional account the rest directly to the account of the product and service providers for reconstruction and refurbishment.

Loan approval conditions

  • Citizen of MNE, from 21 to 65 years of age (date of the last annuity);
  • Employment – Labor contract on indefinite time (6 months in the same company) or Labor contract on definite time (lasts at least 6 months from the day of application for a loan);
  • At least one salary through CKB account (minimal salary 200 EUR, pension 100 EUR);

Required documentation

  • Loan application
  • Personal identity copy
  • Administrative ban
  • Employment confirmation
  • Severance declaration
  • Accounts from Seller or Contractor
  • Real estate list
  • Authorization for evaluator costs


More details about the product clients can get by visiting the nearest CKB branch or by calling the CKB Call Centre at 19894. All necessary documents for applying for this loan are available at all CKB counters, as well as on our website.