Special-purpose deposits

  • The most secure bank in Montenegro and the region
  • A wide array of products and services offered by the Bank
  • Interest income allowing for more efficient settlement of obligations

Product description

International best practices show that companies always allocate a portion of their funds to be placed as term deposits. In special situations, those deposits may have a special purpose, such as: opening a new account, account for initial stakes, escrow account, housing fund account, account to be used as collateral etc. This offers certain advantages: facilitated access to required funds, reduction of operating risk, increase in income and profit, smoother cash flow control, etc.

To that end, we decided to offer our clients different types of special-purpose deposits, on the depositing conditions that are contracted on the basis of financial strength of the client, deposit purpose, deposit amount, deposit term, etc.

In addition to accommodating the clients wish to allocate particular funds for particular purpose, additional advantage of this product is reflected in considerable profit that may be gained.


  • Presently, CKB is undoubtedly the strongest financial institution in Montenegro covering 40 to 50% of the Montenegrin market.
  • CKB has the most extensive network of business units, ATMs, POSs, e-banking, etc.
  • The largest Montenegrin companies, leaders in all segments of the economy, as well as international entities operating in Montenegro are among the Bank clients.
  • Variety and number of supporting products that can make your operations more comfortable represent one of the biggest comparative advantages of CKB in comparison to other banks
  • With well-planned management of your funds and interest income, you may settle your obligations in a more efficient way.
  • It helps in obtaining necessary financial support from the Bank for funding current and investment needs of the company.
  • It reduces company operating risk that is largely connected to fund management methods and fund managers.


You can get more details about the product by visiting the nearest CKB branch or by calling the CKB Call Centre at 19894.