CKB

CKB shopping card

  • Shop on installments without paying interest
  • From 3 to 12 monthly installments
  • At over 200 locations in Montenegro

Product description

Enjoy shopping with new CKB Shopping Card which enables you to purchase on installments from 3 to 12 months, without payment of interest. CKB Shopping Card may be used at over 200 locations around Montenegro, all within CKB Shopping Program. CKB Shopping Card may be used exclusively for purchase on installments and only at CKB POS terminals. CKB Shopping Card is linked to your existing CKB transaction account and approved overdraft, so its issuing is quite simple. All you need is to have an approved overdraft in accordance with the valid procedure and to submit Application for issuing CKB Shopping Card. After performed transaction, credit limit on the card is decreased by the total amount of the transaction and by each monthly payment to the account, the available limit is increased by the amount of paid installment.

Repayment of used limit

he repayment of used limit on CKB Shopping Card is done automatically from the transaction account of the loan beneficiary – at the moment of inflow of regular or irregular income or payment by the beneficiary, as well as from the overdraft loan. No interest is calculated on used limit of Shopping Card (overdraft limit that was created as a result of the card usage). If the matured obligations related to the card are collected from the approved overdraft loan (by which the used amount of overdraft loan is increased), the bank shall calculate the interest in accordance with the procedures for overdraft loans.

Reporting a card loss or theft

In case you lost a card or it was stolen from you, please contact the Bank Call Centre. The card will be automatically blocked as of the moment you contacted the Bank. If you fail to report loss or theft, you will be held responsible for the entire debt.

Information

More details about the product clients can get by visiting the nearest CKB branch or by calling the CKB Call Centre at 19894.